liabilities

Debt is stressful.
Loan data
shouldn’t be.

Our clean data helps you make sense of what your customers owe from student loans to mortgages to credit cards.

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A screenshot featuring a user interface for a financial application. It shows a verified user profile for 'Pamela Ritchie' with an account number displayed. A code snippet titled 'Retrieve Liabilities response' with JSON format data is partially visible on the left side. On the right, a section labeled 'Dept. of Education' displays 'Current Loan Payment' for $232.42, an interest rate of 2.12%, and a 'Payment Status' marked as 'On Time'. The background has abstract blue and white design elements.

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Easily understand your customer's debt

A graphic showing a payment history interface. At the top, there's a user profile for 'Pamela Ritchie' with a green checkmark indicating a connected status to Gingham Bank. Below, three payment records are shown: 'Dept. of Education' with a payment of $232.42 dated 03/22/24, 'Gingham Bank' with a payment of $81.53 dated 02/17/24, and 'Twill Mortgages' with a payment of $2145.24 dated 02/02/24. Interest rates are displayed next to each amount.
A graphic showing a payment history interface. At the top, there's a user profile for 'Pamela Ritchie' with a green checkmark indicating a connected status to Gingham Bank. Below, three payment records are shown: 'Dept. of Education' with a payment of $232.42 dated 03/22/24, 'Gingham Bank' with a payment of $81.53 dated 02/17/24, and 'Twill Mortgages' with a payment of $2145.24 dated 02/02/24. Interest rates are displayed next to each amount.

APRs, due dates, and balances
used to be hard to track. Now,
they’re all in one place.

  • Easily access credit card, mortgage, and student loan data from up to 98% of major institutions

  • See complete details including Annual Percentage Rates, terms, balances, payment history, and more

  • Keep up with interest-rate changes and new and existing loans with real-time updates

View API docs

APRs, due dates, and balances
used to be hard to track. Now,
they’re all in one place.

  • Easily access credit card, mortgage, and student loan data from up to 98% of major institutions

  • See complete details including Annual Percentage Rates, terms, balances, payment history, and more

  • Keep up with interest-rate changes and new and existing loans with real-time updates

View API docs

+200%

Changed increased their
number of paying customers
by 200% after using Plaid

5X

Savi’s customers connected their
loan data 5X better with Plaid
than with a previous provider

A code editor displaying a JSON structure titled 'Retrieve Liabilities response'. It includes details of a student loan, such as account ID, account number, disbursement dates, expected payoff date, guarantor as 'Dept. of Education', interest rate, payment status, and loan name 'Direct Subsidized Stafford'. The data suggests a structured and detailed financial record.

One API to verify debt and loan data

Our easy-to-use tools, from the latest webhooks to versioned API changes, are engineered to help you ship quickly while avoiding all the upkeep.

View API docs

  • Student loans

    Access student loan details including disbursement dates, expected payoff date, interest rates, next payment due date, remittance address and more.

    A code editor displaying a JSON structure titled 'Retrieve Liabilities response'. It includes details of a student loan, such as account ID, account number, disbursement dates, expected payoff date, guarantor as 'Dept. of Education', interest rate, payment status, and loan name 'Direct Subsidized Stafford'. The data suggests a structured and detailed financial record.

  • Access credit card details including Annual Percentage Rates (APRs), credit limit, minimum payment amount, next payment due date, last statement issue date, and more.

    A code editor displaying a JSON structure titled 'Retrieve Liabilities response'. It includes details of a student loan, such as account ID, account number, disbursement dates, expected payoff date, guarantor as 'Dept. of Education', interest rate, payment status, and loan name 'Direct Subsidized Stafford'. The data suggests a structured and detailed financial record.

  • Access mortgage details including loan number, original loan amount, interest rate, property address, escrow balance, last payment date, and more.

    A code editor displaying a JSON structure titled 'Retrieve Liabilities response'. It includes details of a student loan, such as account ID, account number, disbursement dates, expected payoff date, guarantor as 'Dept. of Education', interest rate, payment status, and loan name 'Direct Subsidized Stafford'. The data suggests a structured and detailed financial record.

CUSTOMER STORIES

See who's using Liabilities to grow

Savi helps borrowers get on a path to student loan freedom.

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Erase debt, one dollar at a time. Changed shares how they do it.

SoFi wins customers by helping them hit their financial goals.

Designed to work better together

Meet all the products for building a personal finance solution

Enrich

Enhance transaction data from card products, bank accounts, or non-Plaid sources.

Transactions

Power better insights with up to 24 months of transaction data across 12,000+ financial institutions.

Investments

Build a holistic view of investments, including account balances, holdings, and transactions.

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Lower your stress with loan data that’s clean and easy to understand, all in one place

Talk to a Liabilities expert

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