BEACON

The anti-fraud network

Stop the chain reaction and prevent fraud from proliferating across apps

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Break the chain reaction

Alone, it’s impossible to stop a stolen identity from being used over and over, from platform to platform

faces and checkmarks and warning signs and test flasks

Protect identities

Stop the abuse of stolen identity data associated with fraud on other platforms.

name cards with x's in boxes and SSN card

Report fraud, stop fraud

Report fraud and query against other reports made to Beacon to stop repeat fraud.

different faces and reports that the PII has been associated with different kinds of identity fraud

Defraud, meet defense

Plaid brings necessary network scale and expertise to address fraud in the industry. Inform Plaid Beacon of fraudulent actors, and query Beacon as to whether the identity data is associated with fraud elsewhere. Beacon is now available for the 8,000+ Plaid powered fintech apps and services to opt-in to.

  • Reported as fraudulent

    Understand if an identity is associated with stolen ID, synthetic, or account takeover fraud

    different faces and reports that the PII has been associated with different kinds of identity fraud

  • See how many fraud reports are associated with identity data like name, phone number, SSN, and address

    customer overview with how many fraud reports found by category

  • Review the industry of the organization which made a report and when the report was made

    different reports from different organizations, like banking, lending, cryptocurrency

  • Share feedback on Beacon reports to help improve the network.

    report with add feedback option
girl's face with personal identification and whether it is found or not

Secure and encrypted from end-to-end

All data that is reported to Beacon is aggregated and encrypted to protect sensitive identity information. Beacon never shares personally identifiable information (PII) or identity data with customers.

Secure and encrypted from end-to-end

All data that is reported to Beacon is aggregated and encrypted to protect sensitive identity information. Beacon never shares personally identifiable information (PII) or identity data with customers.

girl's face with personal identification and whether it is found or not
checkmark with message that customer has been added to user Blocklist

Protect identities from abuse and theft

Beacon helps detect data associated with stolen identity, synthetic, or account takeover fraud.

  • Screen identity data and receive matches based on previous reports shared with Beacon

    checkmark with message that customer has been added to user Blocklist
  • blocked customer list with names and checkmarks and blocked warning box
  • create new beacon program menu with checkmark on only my organization

Why Plaid Beacon

connected network with a padlock

Unifying the ecosystem

Beacon is available to 8,000+ Plaid-powered fintechs and financial institutions of all sizes. No organization is excluded.

woman's face and name with padlock and green checkmarks for testing and security

Protect consumers

Beacon helps to curb the abuse of stolen and manipulated identities. Help us create a safer digital finance ecosystem.

plaid logo in the center of concentric circles with padlock and network on outer circle

Growing and reliable

All members are required to report data on a continuous basis. Ongoing review of reports to increase precision and reliability.

Make reports to Beacon

api code showing program id, client user id, and user info

API

Share fraud data programmatically via the API

new fraud report shared with Beacon network with Stolen Identity selected

Plaid dashboard

Make a fraud report via the Plaid dashboard

cell phone with woman's id being captured next to beacon overview with woman's name and personal information

Stronger with Plaid Identity Verification

Pair Beacon with Identity Verification to block bad actors from your platform.

Learn more

Stronger with Plaid Identity Verification

Pair Beacon with Identity Verification to block bad actors from your platform.

Learn more

cell phone with woman's id being captured next to beacon overview with woman's name and personal information

Become a member of the Beacon Network

Our team can help you. Fill out the form and we’ll get in touch shortly.

By submitting this form, I confirm that I have read and understood Plaid's Privacy Statement.

This form goes to our sales team. If you have questions about connecting your financial accounts to a Plaid-powered app, Visit our consumer help center for more information.

For developers and existing Plaid customers, please open a case through the Plaid Dashboard.